Inverness Planners & Support Team

Kevin has extensive experience in the financial services industry, having started in 1997. Since joining City Financial in 2013, Kevin has become known for his expertise in pensions and investments, specifically in wealth management, pension planning, and Inheritance Tax Planning.

Alongside his career, Kevin is a Director of Brora Rangers FC. He is also a very keen runner and is racking up several Half Marathons and Marathons, reflecting his passion for sports. When he isn’t working or involved in sports, Kevin enjoys spending time with his active Labrador Archie by taking long walks.

A university graduate, Jackie began working as a Fund Administrator helping to price Life & Pension funds for an international investment services corporation. She joined City Financial in 2016 and successfully qualified with her Level 4 Diploma in Regulated Financial Planning. Her adviser role involves completing annual reviews for existing clients to ensure their investments remain suitable for their changing circumstances and objectives. She also works with new clients to develop their financial plans. In her spare time Jackie enjoys going for walks in any weather, baking and cooking.

Kenny has over 35 years’ experience in financial services and joined City Financial in October 2014. Diploma qualified and a member of the Chartered Insurance Institute, he provides a full range of financial planning services to both private and business clients including investments, pensions, retirement and estate planning and corporate financial planning solutions. As well as identifying financial strategies tailored closely to his client’s circumstances and objectives, Kenny will also research affordable protection against unforeseen events that might otherwise jeopardise the client’s financial plans and the family’s wellbeing. In his spare time he enjoys beach and hill walking, listening to live music and golf.

Shoina has worked in Financial Services since 1999 and joined City Financial initially in 2013. After taking a career break in 2016 she is delighted to be back in a Financial Planner role with City Financial. Shoina is diploma qualified and specialises in providing comprehensive, holistic financial advice to private and business clients covering all aspects of financial planning. In her spare time she enjoys walking her two dogs Angus and Murdo and enjoying live music whenever possible. She has also recently taken up wild swimming and loves a dip in our gorgeous Loch Ness.

Andrew has been in financial services since 1985 and as a mortgage broker since 2003. He is happy to provide advice on all aspects of mortgages and protection including equity release for the over 55s. In his spare time he enjoys dog walking, foreign holidays and all aspects of Formula One.

Rhianna has worked in the financial services sector since 2014 and joined City Financial in July 2020, where she diligently worked through her exams and became Diploma qualified in 2021.

As a Financial Planner and Mortgage Adviser, she is dedicated to helping her clients achieve their financial goals. Her areas of expertise include retirement planning, investment management, tax planning, and protection. She prides herself on offering unbiased and honest financial advice to her clients; she believes that building strong relationships with clients is key to providing effective financial planning.

In her free time, Rhianna can be found spending time with her loved ones, travelling, and staying active.

Mark joined City Financial in August 2010 and has over 35 years’ experience in financial services. He began his career in the banking sector before furthering his career with Prudential and now as an Independent Financial Planner. Diploma Qualified and a member of the Chartered Insurance Institute, he provides a full range of financial planning services to both private and business clients including investments, pre and post retirement planning, mortgage and protection solutions. In his spare time you will find him walking the fairways of Inverness or Moray golf courses trying to reduce his handicap or following the fortunes of his home town football club Elgin City.

Andrew began his career in finance back in 1989 having held various positions with both Nationwide Building Society and Royal Bank of Scotland. He joined City Financial in 2022 and is a fully qualified Financial Planner and a Mortgage & Protection Advisor. He enjoys liaising with clients and provides a friendly, bespoke service which provide solutions to ensure that client’s financial goals and needs are met. In his spare time, Andrew is a keen runner and can be found training with the Inverness Harriers having completed 17 marathons to date along with several long distance multi-sports events. He also enjoys listening to live music whenever possible.

Alex is a Business and Spanish university graduate, Alex joined City Financial in September 2023 and is now a fully qualified financial planner after spending over a decade playing professional football in various countries.

The unpredictability of a career in sport showed him the importance of financial planning and he is passionate about helping clients to achieve their financial objectives.

In his spare time, he enjoys travelling to new places and working on his guitar skills.

Dawn has worked in Financial Services since June 1990 and obtained Financial Planning Certificates. Since 2013, Dawn has worked for City Financial assisting Kevin Munro with the administration and servicing of his clients’ portfolios and preparation of their financial plans. In her spare time she likes to travel and also do various home crafts. She enjoys taking walks in the country and foraging for mushrooms when they are in season.

Frances began her career in financial services in 1983 and has been with City Financial since 2013 supporting Sean Craig and Shoina Smith. She likes to keep fit in her spare time and goes to the gym regularly. Looking for a challenge, and having taken part in the Etape Loch Ness previously, she hopes to participate in this event again next year.

Karen is a graduate from Monash University in Australia. She has over 20 years of experience in the finance and administration sector across 3 continents in Malaysia, Australia, and UK.

Karen joined City Financial in September 2013 and progressed to become a fully qualified Paraplanner in October 2023. Karen works alongside our Financial Planners in delivering the best solutions and services to our clients.

In her spare time, Karen enjoys visiting friends and families, a nice hot glass of homemade mulled wine in winter, and a dazzling glass of Singapore Sling on holiday!

Linda joined City Financial in 2014 after many years running the family business with her husband. Her main role is offering sales support to Kenny MacDonald, Alex Cooper and Mark Kozlowski. In her free time, she enjoys mountain biking, tango & Latin dance classes, attending dance events, walking and caravanning around Scotland with friends.

Caitlin joined City Financial in January 2023 as a Financial Administrator. Her main role is providing support to Jackie Cameron, Rhianna Watson, Andrew Beaton and Andrew Paton. In addition, she manages the social media accounts for City Financial.

In her spare time she loves to travel, go for walks and spend time with friends and family.